It is my belief that no one should legally hold the copyright to information about personal lives or habits. Consider the following statement: "We’ve found that they might also suffer from an illusion of control bias that makes them unable to distinguish publication control from control of access to personal information"
Your credit report, and all of its contents should belong to the human subject. You shopping patterns, search patterns, and GPS patterns should also be owned by you. I don't think this the same as a photograph or sound recording, which are completely different debates.
We (I included) give up so much data in exchange for free services (such as posting on this blog), and it would be intellectually dishonest to think these products would not turn into a business model. Be careful, if we are asked to sign away licenses how far would that fine print go?
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